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Insurance
You can buy insurance by phone or in any al-sayyed branch. We (and any member of our Group) will keep any commission which we (or they) get in connection with any insurance which we (or they) arrange. The contract of insurance with the insurer will be governed by English law unless it says differently anywhere else in the contract or we or the insurers agree differently with you before you enter into the contract. If you have a complaint about your insurance we can give you further details of the complaints procedure. You should contact us on 01282 700782 or write to Al-Sayyed, 67a Carleton Street, Nelson, Lancashire BB9 9PH for details. Further information is also set out in your policy booklet. The complaints procedure will not affect your legal rights. All insurances referred to on this site are subject to conditions and exclusions. For further information, a specimen copy of the insurance policy is available by contacting us 01282 700782 or write to Al-Sayyed General Insurance Services Limited, 67a Carleton Street, Nelson, Lancashire BB9 9PH This website contains links to sites operated by persons outside our group of companies. We are not responsible for the privacy principles, content or the products and services provided through these sites. We may monitor and record telephone calls to help us provide a high level of service.
Personal Healthcare
As long as you're aged between 18 and 59 years inclusive and permanently resident in the United Kingdom, you're guaranteed to be accepted - no medical is required. Once the policy is in force, benefits are halved when you reach age 65 and the permanent total disablement benefit, which is covered under the Personal Accident Plan, will no longer apply. Cover ceases at the renewal date after you reach 75 years of age. To protect your benefit payments from the effects of inflation, both the benefits and premium for the Personal Accident Plan and the Healthcare Cash Plan are increased by 5% of their initial amounts at renewal each year. A lower scale of benefits applies for insured children (details available on request).
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